Mortgage Process
6 Steps to Homeownership
FOR OVER 30 YEARS, VANDYK MORTGAGE HAS PROVIDED OUR CLIENTS AND PARTNERS WITH THE SERVICE THEY EXPECT AND DESERVE. WE UNDERSTAND THE IMPORTANCE OF EACH INDIVIDUAL LOAN AND RECOGNIZE THAT AN ELATED CUSTOMER IS THE HEARTBEAT OF OUR BUSINESS.
Mortgage Process
The VanDyk Mortgage Process - 6 Steps to Home Ownership
STEP 1
DOCUMENTS REQUESTED
Application
3 WAYS TO APPLY: Online, Over The Phone, or In Person.
STEP 2
DOCUMENTS REQUESTED
PREAPPROVAL
Now you may begin searching for a home!
STEP 3
APPRAISAL AND EMPLOYMENT VERIFICATION ORDERED
LOAN SUBMISSION
Once the offer is accepted your loan package will be sent to you for signatures. All documents are submitted to underwritting for approval.
STEP 4
CONDITIONAL APPROVAL
Underwritting has reviewed and conditionally approved your loan based on the receipt of additional documentation.
STEP 5
FINAL APPROVAL
Our closing department reviews all the materials for settlement and sends them to the title company.
STEP 6
CLOSING
A title company prepares documents. Your review and sign all of them to finalize the transaction. Welcome home!